4 Minor Plumbing Problems That Can Lead To Major Complications

Whether you rent or own your home, plumbing problems are inevitable. While some water access and drainage issues are immediately apparent, others are more subtle. Even so, these seemingly minor plumbing concerns can lead to much more serious problems over time. Consider four common plumbing mishaps you may encounter at your residence and why it is so important to address them sooner rather than later.

1. Clogged Drains

Unlike repairing deflected pipes or a busted water heater, fixing a clogged sink or bathtub does not usually appear to be a time-sensitive concern. On the contrary, water that sits in drains may present sanitation concerns and could even be a sign of more sinister issues. For instance, a slow-draining bathtub leads to buildup of soap and dirt that can be difficult to clean. Additionally, clogged drains may be a result of sewage backup.

2. Dripping Faucets

A faucet that repeatedly drips is not only annoying, but can also cost you a great deal of money over the course of a year. In many cases, you may simply need a new seat washer to remedy this issue. 

3. Buildup of Sediment

If you have somewhat hard water flowing into your house, you may experience problems with sedimentation. This occurs when minerals in water harden on surfaces, sometimes blocking water flow. It’s important to address this buildup as soon as possible to avoid water pressure complications. In some cases, soaking pipes in vinegar will do the trick.

4. Leaking Pipes

Finally, leaks in pipes can lead to major headaches. In addition to spending money on unused water, these leaks may cause water damage underneath sinks. What is worse, sitting water may attract mold and pests.

Though life can get busy, it is entirely worthwhile to address small plumbing concerns on your day off. Investing this time in home maintenance now may benefit your wallet and your peace of mind moving forward.

Three Must-Have Services for Your Business

You have the right business plan and the right attitude. Now, you need the right services to ensure that your business operations go smoothly at all times. The following are three services you’ll need if you want to achieve that:

Business Insurance

Business insurance is something you should look into, no matter what type of business you own. Business insurance can protect you from a broad range of unforeseen incidents that can occur when you’re running an establishment. It can protect you from perils such as fires, hailstorms, and tornados. It can also protect you if a customer ever gets hurt inside your business place. Furthermore, a good business policy can assist you if you have to work from another location while your office is getting repaired or renovated. It would be an excellent idea to start searching for a reliable business insurance policy that can help you in any of those situations. 

Internet Services

Business internet service Lehigh Valley options are something else you should look into getting for your office. Nowadays, you can’t operate as a business without being connected to the internet. Even some of the most basic services require an internet connection. Therefore, you should search for a reliable service provider that meets your needs and your budget. 

SEO Services

You should also consider hiring a reliable SEO company to help you with your website. You need a strong website presence to help keep a positive flow of traffic and potential customers visiting your page. You also need to build your credibility as a business. The right SEO team can take your business website to entirely new levels. They can help you to skyrocket your rankings to the first page of Google if you find a reputable provider. Start looking for SEO companies that have high star ratings and longstanding service. 

Now you know about three of the most crucial elements that you will need if you want to succeed in business. Don’t wait to gather them for your business today. 

Steps of Filing a Chargeback

 

Merchant services chargeback is experienced when a client reports a cost that does not seem appropriate. For instance, in a scenario where the consumer is charged the wrong price for a product bought due to a possible technical error. After the realization of incorrect charges, clients begin the process of chargeback. Fraud-related chargebacks consume a lot of time and money for e-commerce stores. Here is the procedure for the chargeback process:

  • The client files for a possible chargeback within 120 days after buying the product after realizing the transaction.
  • The bank issuing the payment assesses the validity of the chargeback and begins the chargeback procedure with the merchant’s bank once validation of the client’s claim is determined.
  • Research is done on the complaint and transaction at hand by the merchant’s bank. The retailer is asked for evidence to justify the purchase made before the end of 45 days.
  • For valid claims, the amount transacted is refunded to the owner of the credit card used. In this case, the merchant incurs the cost associated with the claim. If the chargeback is not justified, the transactional amount is released to the account of the merchant.

Impacts of Chargeback

Fraud chargebacks affect retailers significantly. In most cases, credit card chargebacks cost merchants more than the amount in dispute. Below are several forms that chargeback fraud cases may impact retailers;

Incurring card processing fees

For every transaction, the processors of credit cards deduct a particular percentage. When a chargeback happens, retailers have the expense of the transaction processing fee.

 Acquiring bank fees

Based on the merchant’s associated risk, the bank acquiring the money may charge an extra chargeback. If the merchant loses the fight against a chargeback dispute, the money is retained by the card owner, leaving the retailer paying fees due to the chargeback dispute.

Fines and risk of being blacklisted

Merchants should maintain the rate of chargeback below 1 %. Many chargeback disputes may result in the classification of a merchant as a high risk. With this, such retailers face fines and high fees on chargeback. To some extent, merchants can be blacklisted by the acquiring bank.

Affects marketing

Every case of chargeback affects the effort, money, and time used in marketing the items. Bringing customers’ demands allocation of sufficient time to convince consumers to buy the items.

Costs of operation and investment

If the consumer retains the product, the merchant loses the cost of operations in regards to production and transportation of the item to the client. The retailer loses the product’s value: the cost of purchase, processing, storage, and delivery costs.

 As an e-commerce store retailer, it is vital in making chargeback fraud protection efforts effective. Focus on improving customer support. Clients need to be listened to and have their problems solved. Ensuring that your clients can contact you via several different and reliable platforms. In the digital era, it facilitates a reliable customer support center to respond to emails, live chats, and phone calls.

By having easy access to your business contact details online, you encourage consumers to reach out to you in case of any issues before opting to file a chargeback.