When you apply for a mortgage on a new home, the lender will often require that you purchase a home insurance policy right away. You have the option of paying for that policy separately or bundling it into your mortgage payment. That single policy covers a number of potential dangers and hazards, including robbery and damage caused by natural disasters. With the right insurer, you can get the policy that you need as soon as today.
Home Insurance Saves You Money
A home policy protects you against a host of potential problems. When a robber breaks into your home, he or she can break windows, steal thousands of dollars worth of objects and leave behind significant damage. Unless you have homeowners insurance, you’re responsible for repairing and replacing those items. Your policy will give you either the full price of those items or the replacement value of those items. If you have kids in college, your policy may also cover robberies and other issues that your children face at school.
Adding Coverage in California
With California home insurance, you have the right to cover damage and issues that your policy might not otherwise cover. If you live near the wilderness, you might want a policy that covers wildfires, and if you live near the ocean, you’ll want a policy that covers mudslides. Sameday Insurance and other websites let you compare rates and purchase a policy instantly. Find out more when you apply for a new policy that covers your California home today.